|
|
|
Houston Roofing . The Woodlands Roofing . Austin Roofing . Dallas Roofing
El Paso Roofing . Denver Roofing . Colorado Springs Roofing |
| |
Remedy Roofing Hail 101 - Hail Exposure and Damage
HAIL EXPOSURE AND DAMAGE
The process of detecting and evaluating
hail damage is subjective at best, and often everyone involved
will offer a different assessment. Damage can range from large,
highly visible dents and tears to almost undetectable indentations
or invisible granule damage. However, even small amounts of
damage can harm the surfacing material, leading to deterioration
of the shingles months later.Normally, if a shingle indicates outward
damage, the underlying components may be compromised and affected
to some degree. On damaged roofs, the hail impact may affect
the embedment of the granular surfacing in the asphalt top coating.
This loosens the granules, potentially allowing the granules
to separate from the coating layer and wash off the roof. Without
the granule surfacing, the asphalt top coating is exposed to
ultraviolet radiation from ordinary sunlight and will eventually
deteriorate, exposing the fiberglass substrate and creating
the potential for a leak. On severe hail damage, the fiberglass
substrate may be physically broken further, compromising the
weather integrity of the shingle.Without visible damage there
is no real way to be sure how much damage shingles have encountered.
Outward damage may not appear until months or years later.In
accordance with the terms of the Limited Warranty, there is
no coverage for damage caused by hail. However, should the shingles
be damaged by hail, there is continuing coverage for manufacturing
defects.There is a definite distinction between a manufacturing
defect and damage caused by hail.When evaluating hail damage,
look for the following conditions:
Tears
in the Shingle – Tears are normally worse on reproofs due to the irregular surface
support. The main areas showing damage usually include hips,
ridges, sides of dragon’s teeth, and butt edges of shingles.
Indentations in the Shingle – Indentations will be either
round or half-moon shaped. Some damage may not be visible and
will require you to feel for any indentations, or to break the
bonds of the shingle and feel the backside for any irregularities.
Excessive Granule Loss – May be an indicator of
possible damage. Check gutters or the ground around the house
for loose granules. Accelerated granule loss will significantly
reduce the life of the shingle.
Other
Collateral Damage:
- broken skylights
- broken windows
- tree or shrub damage
- car dents
Hailstones vary in size, shape and hardness.
They can create a random pattern of dents or depressions consisting
of various sizes, shapes and depths. If you keep in mind the
typical random pattern of hail damage when evaluating a damaged
roof, you should be able to assess the situation properly. If
you have any further questions regarding hail damage, contact
your homeowner’s insurance company.
|
|
